隨著人們生活水平的提高，人們財(cái)務(wù)急劇增長。為了迎合客戶個(gè)性化理財(cái)需求，銀行會(huì)有針對(duì)性為客戶提供個(gè)性化服務(wù)。今天我們來學(xué)習(xí)一下與個(gè)性化理財(cái)?shù)南嚓P(guān)知識(shí)。

銀行個(gè)性化理財(cái)服務(wù)常用英語單詞
branch n.分行，支行
manager n.經(jīng)理
facility n.設(shè)備，便利
deposit n.存款，押金，保證金
interest rate 利率
encryption n.加密
requisition for payment 請(qǐng)求付款書
instantaneously adv. 即刻地，瞬間地


銀行個(gè)性化理財(cái)服務(wù)常用英語句子
顧客用語 
① I've been very busy recently and I’m having trouble keeping up to date with everything, so I just wondered what exact service you offer.
我最近非常忙，而且我沒法兒事事趕上潮流，所以我只是想知道你們到底提供那些服務(wù)。
② An acquaintance of mine has just told me that your bank has started a new Personal Wealth Management service.
我的一個(gè)朋友剛剛告訴我，你們銀行推出了一項(xiàng)新的個(gè)性化理財(cái)業(yè)務(wù)。
③ I’ll come by my local branch later this afternoon and get it set up.
我待一會(huì)兒下午就去我附近的支行去辦理這個(gè)業(yè)務(wù)。
④ I set up the Personal Wealth Management Service with you, but I'm going to be traveling overseas. I’m not quite sure what I should do.
我在你們這里辦理了個(gè)性化理財(cái)業(yè)務(wù)，但我馬上要去海外旅行。我不太清楚應(yīng)該怎么辦。

職員用語 
① We have a wonderful new service which provides a wide range of banking services, 24/7, wherever you are.
我們有一項(xiàng)非常好的新的服務(wù)，不論您身在何處，它能提供全天候的多種多樣的理財(cái)服務(wù)。
② How would I go about applying for this service.
我如何去申請(qǐng)這項(xiàng)服務(wù)呢？
③ All you need to do is sign up at any one of our branches and you can use the service right away.
您只需要到我們的任何一個(gè)分行來簽字辦理，然后您馬上就可以使用這項(xiàng)服務(wù)了。
④ You can use that service wherever you are, it doesn’t matter which country you are in at the time.
不論您身在何處您都可以使用這項(xiàng)服務(wù)，這與您當(dāng)時(shí)身在哪個(gè)國家沒有關(guān)系。
⑤ Financing Link is a value-added, and can tailored to suit your requirements.
“理財(cái)通”是一項(xiàng)增值服務(wù)，可以按您的要求定制服務(wù)。
⑥ We can arrange the structure to suit whatever you require.
我們可以安排存期結(jié)構(gòu)以適應(yīng)您的任何要求。


銀行個(gè)性化理財(cái)服務(wù)口語情景對(duì)話
A: Welcome to IBJ. Which service do you require?
B: I hope You can help me. I've been told about something called "Financing Link”? 
A: Yes, that is our Personal Wealth Management Service.
B: Could You tell me more? 
A: Of course. Financing Link is a value-added service, and can be tailored to suit your requirements.
B: So, I can choose exactly what services I require? That’s brilliant. Can I use the card if I’m overseas to withdraw my daily expenses?
A: Certainly. We can arrange the structure to suit whatever you require. That’s why this service is so popular; it's suitable for everyone because we make it that way. 
B: This is Just what I've been looking for. Sign me up right away, please.

A：歡迎光臨IBJ銀行。您需要哪項(xiàng)服務(wù)呢？
B：我希望你能幫我。有人告訴我一個(gè)叫“理財(cái)通”什么的。
A：是的，這是我們的個(gè)性化理財(cái)業(yè)務(wù)。
B：你能多給我介紹些嗎？
A：當(dāng)然可以。“理財(cái)通”是一項(xiàng)增值服務(wù)，可以按您的要求定制服務(wù)。
B：就是說，我可以選擇我具體想要的服務(wù)？這真是太棒了。如果我在海外需要取我的日常開銷的話，可以用卡嗎？
A：當(dāng)然可以。我們可以安排存期結(jié)構(gòu)以適應(yīng)您的任何要求。這就是我們
的這項(xiàng)服務(wù)大受歡迎的原因。我們特意這樣設(shè)計(jì)此服務(wù)以使其適和每個(gè)人的需要。
B：這正是我一直想要的。我要馬上辦理，拜托了。